Dedicated Customer Service
When you’re facing the unexpected, you want to know you’ve got support. Our U.S.-based customer service team is available seven days a week to help you any way we can.

Reliable Online Application
We use SSL and other technologies to transmit your data securely. Our application has been verified by McAfee Secure and Norton Secured.

No Hidden Fees or Paperwork
You’ll never have to wonder what you’re getting with a CashNetUSA loan. After completing our 5-minute application, we clearly lay out all your terms and payments before you sign.

A History of Helping
We’ve been helping hardworking people get the funds they need for more than 10 years. We’ve given more than 3 million customers the chance to take control of their financial futures.

CashNetUSA offers online payday loans, sometimes referred to as cash advances, in a number of states, including California, Florida and Michigan.

Our payday loans are unsecured short-term loans, usually for less than $500.

The amounts, terms and types of loans available differ according to where you live.

Check out our What We Offer page to see what’s available in your state and our Rates & Terms page to see the amounts and terms available.

If an online payday loan is not available in your state, you still might be able to apply for a product that suits your needs — such as a longer-term installment loan or a flexible line of credit.

Applying Online for a Payday Loan
CashNetUSA's online application is quick and easy.

1. First, provide us with some basic information so we can verify your identity and employment.
2. Then rather than running a traditional credit check, we use our alternative credit check process to look at different parts of your financial history, so even if you have a less-than-perfect credit score, you can still be approved for a CashNetUSA loan.†
3. In many cases we can offer an instant eligibility decision.** In some states, we are required to collect additional documents, such as paystubs, which can slow down the approval process.
4. If you’re approved for a payday loan, we will deposit the funds directly to your bank account as fast as possible — usually by the next business day.*
5. We lay out the rates and terms before you sign your contract, so there are no hidden charges or fees. If you apply for one of our online payday loans, you’ll know exactly what you’re getting.

The Loan Repayment Process
CashNetUSA makes it easy to repay your online loan.

Simply give us authorization when you sign your contract, and we will use ACH to withdraw funds from your bank account when a payment is due.

Just be sure you have sufficient funds in your account on those days, otherwise you could face overdraft fees and other penalties from your bank. If you won’t be able to make a payment, please call us in advance at 888.801.9075.