- Quick, easy, and confidential
- Trusted provider for 20+ years
- Licensed & regulated
- Respect for our customers
Our customers have trusted us to come through for them during financial distress, since 1993.
Our online services, including both short-term payday and longer-term installment loans, are designed to meet your unique financial needs. Each service is a quick, easy, and confidential way to access the funds you need fast. A payday loan is a small dollar, short-term advance. Payday loan amounts range from $50 to $1,000 depending on your state of residence. In exchange for the cash, Check Into Cash charges a small fee. This fee, along with the original amount borrowed, is typically due on your next day of pay.
Get the Check Into Cash payday loan to enjoy the financial assistance today!
The issuer may STOP the offers and promotions without notice. Grab the loan of your choice while it lasts.
For detailed information or to apply, click on the link next to the loan of your choice and a new window will be opened for you.
Online payday loans by direct lenders are perfect for anyone that needs extra cash but finds getting to a store inconvenient or difficult.
How do I get a loan online?
Advances from Check into Cash are designed to bridge a cash gap between paydays. And, while the reasons you may need the money can be complicated, the process to get the loan is simple. Complete the online loan application, get approval, get your cash. Our application only takes 5 minutes and you are approved instantly.
How much can I borrow in my state?
Online lending laws vary by state. Depending upon your state of residence, additional documentation may be required such as a social security card or state issued photo identification. A detailed description of each states terms and rates can be found on our Rates & Terms page.
Wherever you are, rest assured that Check into Cash will provide you with all the details related to getting your process completed as quickly and as easily as possible.
Does Check Into Cash offer payday loans online?
Absolutely. Check Into Cash offers fast cash advance payday loans through our simple online application. Our application is safe, secure and encrypted. We currently offer payday advances or payday loans online in Alabama, Alaska, California, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Kansas, Louisiana, Mississippi, Missouri, Nevada, Ohio, Oklahoma, Oregon, Tennessee, Texas, Utah, Washington, Wisconsin, and Wyoming.
Does it cost anything to apply?
No! There is no application fee.
What is an online cash advance or payday loan?
It’s a short term, small dollar loan that gives you some extra cash before payday. The amount is usually between $100 – $1,000, depending on income level and state law limitation.
How can I find out if I qualify for an online cash advance payday loan?
It’s easy! To be approved for a payday advance, you only need:
*Indiana residents must provide proof of a Social Security Number
How much can I get?
You may qualify for a fast payday loan from $100 to $1,000. Maximum loan amounts vary by state and are determined during the credit decision process.
How do I get the money?
Once your cash advance is approved, the money is electronically deposited directly into your active checking account.
What if I don’t have a checking account?
Currently, Check Into Cash requires an active checking account in order to provide you with a payday loan.
Is it safe to enter my account number or social security number on your website?
Yes. All of our application information is submitted on secure, encrypted pages.
Can I still get a loan if I have bad credit?
Yes! Even if you’ve had bad credit in the past, if you meet our basic credit check and underwriting requirements, you could still get the money you need, so don’t hesitate to apply!
How long does it take to get an online payday loan?
It takes just minutes to fill out our online payday loan application! A conditional approval is given immediately on the website at the time of submission. Once the application is received, a customer service representative will then call you to verify your application information. If all information is verified, your funds will usually be available on the next business day.
Do I need a fax machine or printer?
In the event we need additional information (such as a bank statement, pay stub or other form of payment), you may need access to a printer to print the supporting documents as well as a fax machine to send the documents back in some cases. Documents may also be emailed to firstname.lastname@example.org.
How much does it cost?
The fees will vary depending on the amount of your payday loan and your state of residency. See your states fee schedule on our Rates & Terms page for more details.
How and when do I repay the loan transaction?
The loan amount and fee are withdrawn from your checking account automatically on the due date.
What states are you licensed for online payday loan business?
Alabama, Alaska, California, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Kansas, Louisiana, Mississippi, Missouri, Nevada, Ohio, Oklahoma, Oregon, Tennessee, Texas, Utah, Washington, Wisconsin, and Wyoming.
Do you have to call my employer?
Yes, sometimes we do need to contact your employer to verify employment. We will not ask any personal questions – we will simply ask if you are employed there.
How long does it take to get a loan approved?
In most cases, you will know within 30 seconds if your loan request is pre-approved by Check Into Cash.
When will I get the money?
In most cases within 1-2 business days.
What hours is the service available?
We accept requests for payday loans 24 hours a day, 7 days a week, 365 days a year. Our transactions are processed between 9:00 AM to 7:00 PM (EST) Monday – Friday. We can only electronically fund loans to your checking account on valid banking days (Monday–Friday).
What is a bank routing number?
The bank routing number is the nine (9) digit number on the bottom of your personal checks and is used to identify your banking institution. The routing number begins with 0, 1, 2 or 3. If this number is not entered correctly during the online application process, it will delay the approval and funding process of your loan request.
How do I find my bank account number?
Your bank account number is located at the bottom of your personal checks. Sometimes your check number is also found on the bottom of your check. Don’t include your check number with your bank account number. If this number is not entered correctly during the online application process, it will delay the approval and funding process of your loan request.
How will I know if I’m approved?
You will receive a pre-approval notice on the website. A customer service representative will call you shortly thereafter.
Can I pick up the money at one of your stores?
You can choose to complete your loan online or at one of our convenient store locations, but be sure to select the appropriate channel prior to submitting your application.
Is my cash advance or payday loan transaction confidential?
Can I pay my loan early?
Yes, for an online payday loan, please contact a customer service representative at 877-577-7977 to arrange an early payoff.
Check Into Cash is a national leader in direct lending, providing customers with affordable, short-term, small dollar credit solutions. We provide Payday Advances, In-Store Cash Advances, Online Payday Loans, Title Loans, Title Pawns, Check Cashing, Western Union®, walk-in Bill Pay, and reloadable prepaid U.S. Money Cards in our centers nationwide. Check Into Cash is truly your one-stop money shop.
Founded in 1993 by business entrepreneur and philanthropist Allan Jones in Cleveland, Tennessee, Check Into Cash has grown to more than 1000 branch locations in 30 states. The financial products Check Into Cash offers as a direct lender are also available online in a number of states. Check Into Cash is considered to be a pioneer of the payday advance industry.
Check Into Cash is also a founding member of the Community Financial Services Association of America (CFSA), which is the trade organization for the payday advance industry best practices. CFSA works with state legislators and consumer groups at the federal level to promote responsible legislation that balances the needs of the consumer with the interests of the industry. We believe in full disclosure of our services and truthful advertising.
Safe and secure online application with SSL encryption technology