Compare and Apply for Standard Auto Financial loan online
"It just takes a minute to complete and submit
your online auto loan application."
Save time and money through Standard Auto Financial
If you have great, good, less-than-perfect or just plain bad credit, we will be able to use our custom technology to sort through literally hundreds of lenders to find the best options for your situation. All from the comfort of your home or smart phone!
Need a truck? Get a truck! Want a family car? Find the best one that is safe and reliable and can fit all the kids in back. Feeling sporty? We can find you a fast car, well, FAST! Once approved, you can pick the vehicle that best fits YOUR needs.
We have partnered with over 400 lenders and dealers nationwide! This allows us to work with anyone, even those with previous bankruptcy, foreclosure, liens, repossessions, or other credit challenges.
Get the auto loan of your choice and enjoy the best low rates today!
The issuer may STOP the offers and promotions without notice. Grab the loan of your choice while it lasts.
For detailed information or to apply, click on the link next to the loan of your choice and a new window will be opened for you.
Get Your Keys, Stress Free!
Our online application is designed to be very easy to use. We've removed all the technical, complicated language and terms that are typically found in finance applications. Two minutes. That's all it takes.
We know that financial information is sensitive information. That's why we've invested in multiple layers of security to protect your information. The form is secure. We only work with lenders and partners who comply with data security protocols at the highest levels.
Go ahead and start your application. Before you know it you'll be hitting the submit button, well on your way to a new vehicle loan that fits your needs. It's that fast! Our application only takes a couple minutes. And our approvals are usually done within 24 hours, but sometimes a lot faster!
How the Approval Process Works
The simple yet robust approval process makes Standard Auto Financial different from other auto loan service providers found on the internet. By working with a huge network of credit lending companies and dealerships across the country, we have a huge edge over others and are able to provide superior service. This means better service for you.
Unlike most other companies who offer no money down financing options and poor credit auto loans, anyone can apply for a loan, even for those with a low credit score. We have a thorough understanding of the auto finance market, and that is exactly how we are able to help you in as little time as possible. At Standard Auto Financial, borrowers can get financing for both new and used cars.
Upon submitting your application to us, we securely present it to an exclusive network consisting of thousands of lenders and car dealerships throughout the United States that specialize in auto loans. Next, these finance providers will then compete for your business. Standard's exclusive technology then selects the best provider. Lastly, the finance provider will review your information further and should be in contact within 24-48 business hours. You should receive an email and/or a telephone call from the finance provider.
Frequently Asked Questions
How long does the process take?
The application process takes just a few minutes to complete and submit. You will then be contacted promptly by the finance provider handling your loan request, usually within 24-48 hours hours.
How does the approval process work?
Once you submit your application, we securely present your information to an exclusive network of our finance partners, who will then compete for your business. Our sophisticated technology selects the best provider for your situation, matching you with the lender offering the best interest rate and highest loan amount.
What happens after I am matched with my lender?
Once you are matched with a lender, the finance provider will further review your information and contact you within 24-48 business hours via phone or email. We encourage you to have your most recent credit score available when your lender reaches out to you.
What lenders do you partner with?
We partner with an extensive network consisting of thousands of trusted lenders and dealerships across the country that work with individuals of all credit types.
Can I get an auto loan even if I have bad credit?
Our lenders specialize in working with individuals of all financial backgrounds, including those with poor credit or bankruptcies, and will work with you every step of the way to get you approved and into your new car.
What kind of interest rates can I expect for my auto loan?
Interest rates are influenced by several factors, including the severity of credit problems, the amount of down payment, and the degree of credit risk. Your auto loan expert will explain these factors, and tell you exactly what your interest rate will be. In most instances, APRs range from 3% to 29% depending on your geographic location, vehicle type and credit history.
Will it help if I have a cosigner on the loan?
A co-signer with a good credit rating can increase the likelihood of getting approved for the loan and interest rate you want.
Is this program for new cars or used cars?
We handle both new and used cars, as well as refinancing and lease buyouts. Our financing experts can help determine the best situation for you.
What types of vehicles qualify?
Our nationwide network of auto dealers provides for all types of personal vehicles (Cars, Trucks, SUV's, Mini Vans), both new and used. However, we do not provide loans for recreational vehicles, campers, motorcycles, classic cars or antiques.
What if I want to buy a car from an individual?
Currently, we do not offer auto loans when purchasing from an individual.
Are there any fees associated with the auto loan application?
This is a completely free service.
Why is Standard Auto Financing right for me?
Unlike most other companies who offer no-money-down financing options or poor credit auto loans, anyone can apply for a loan regardless of credit rating. We have a thorough understanding of the auto finance market, which has allowed us to partner with thousands of trusted lenders and dealers nationwide. For these reasons, we are able to provide you superior service and match you with the best lender, tailored to your specific financial situation, in as little time as possible.