Compare and Apply for Upgrade Personal Loans online

"It just takes a minute to complete and submit
your online Upgrade Loans application."

Build the Future You Want
Upgrade is an online lending platform that combines affordable credit products with free credit education tools to help people understand their credit potential and achieve more affordable credit in the long run.
See if a personal loan is right for you. Checking your rate won’t affect your credit score.

Get the loan from Upgrade to enjoy the financial assistance and help today!

warningThe issuer may STOP the offers and promotions without notice. Grab the loan of your choice while it lasts.

For detailed information or to apply, click on the link next to the loan of your choice and a new window will be opened for you.

How It Works

  1. Check Your Rate
    Our one-page application is quick and easy. Get a decision in seconds – with no negative impact to your credit score.
  2. Choose Your Offer
    Choose from amounts you qualify for—between $1,000 and $35,000—and pay it back over 36 or 60 months with a rate that will never increase.
  3. Fast Funding
    Accept your loan offer and we'll send your money to your bank account within a day of clearing necessary verifications

What are the benefits of a personal loan through Upgrade?

A personal loan can be a tool to help you accomplish your financial goals. They provide an effective way to consolidate debt into one easy monthly payment.

A loan obtained through Upgrade has a few other benefits as well:

  • Loans obtained through Upgrade are unsecured, so you won’t have to use your house or car as collateral
  • Loans obtained through Upgrade offer low, fixed-rates, so the rate will never go up on you.*
  • Upgrade does not have any prepayment fees, so you can pay your loan off at any time.
  • Upgrade offers payment flexibility; you can change your payment date to work best for your budget.
  • Upgrade gives you the power to set the start date on a brighter financial future.

If you'd like to get started on accomplishing your financial goals, and a personal loan is the right tool for the job, get started on your application.

* Loans obtained through Upgrade have fixed interest rates. Late payments or subsequent charges and fees may increase the cost of your loan.

A loan obtained through Upgrade can be used in a range of ways to accomplish your financial goals. Common uses include, but are not limited to:

  • Paying off your credit cards
  • Consolidating your debts into one easy monthly payment
  • Building, or improving your business
  • Making a large purchase
  • Improving your home

Note that there are a few things a loan with Upgrade cannot be used for, including post-secondary education (school loans including tuition, room and board, supplies, etc.), investments, illegal activities, or gambling of any kind.

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Personal Loans