The $174.898 billion net premiums written in 2013 for private passenger auto insurance can be further divided into:-

• $107.446 billion for liability auto insurance, an increase of $4.016 billion or 3.88% compares to $103.430 billion in 2012.
• $67.452 billion for collision and comprehensive auto insurance, an increase of $2.832 billion or 4.38% compares to $64.620 billion in 2012.

In 2012, private passenger auto insurance in the US recorded a $168.049 billion net premiums written, an increase of $4.731 billion or 2.90% compares to $163.318 billion net premiums written in 2011. The $168.049 billion net premiums written in 2012 for private passenger auto insurance can be further divided into:-

• $103.430 billion for liability auto insurance, an increase of $3.061 billion or 3.05% compares to $100.369 billion in 2011.
• $64.620 billion for collision and comprehensive auto insurance, an increase of $1.672 billion or 2.66% compares to $62.948 billion in 2011.

From 2004 to 2013, motor vehicles insurance in the US has increased by 29.8% as shown in the consumer price indices.
Based on NAIC 2011 data, New Jersey is the most expensive state for automobile insurance, averaging $1,183.95; followed by D.C.($,138.03), Louisiana($1,110.68), New York($1,108.64) and Florida($1,090.65). Idaho is the least expensive state for automobile insurance, averaging $535.15; followed by South Dakota($540.04), North Dakota($549.81), Iowa($552.54) and Maine($577.38).

The total losses incurred for auto insurance in 2013 amounted to $124.192 billion, an increase of $4.014 billion or 3.34% compares to $120.178 billion in 2012. This figure can be futher divided into:-

• $67.880 billion for private passenger liability, an increase of $2.744 billion or 4.21% compares to $65.136 billion in 2012.
• $41.754 billion for private passenger physical damage, an increase of $0.478 billion or 1.16% compares to $41.276 billion in 2012.
• $11.303 billion for commercial auto liability, an increase of $0.787 billion or 7.48% compares to $10.516 billion in 2012.
• $3.256 billion for commercial auto physical damage, an increase of $0.005 billion or 0.15% compares to $3.251 billion in 2012.

The total losses incurred for auto insurance in 2012 amounted to $120.178 billion, an increase of $2.75 billion or 2.34% compares to $117.428 billion in 2011. This figure can be futher divided into:-

• $65.136 billion for private passenger liability, an increase of $0.825 billion or 1.28% compares to $64.311 billion in 2011.
• $41.276 billion for private passenger physical damage, an increase of $0.687 billion or 1.69% compares to $40.589 billion in 2011.
• $10.516 billion for commercial auto liability, an increase of $1.152 billion or 12.30% compares to $9.364 billion in 2011.
• $3.251 billion for commercial auto physical damage, an increase of $0.086 billion or 2.72% compares to $3.165 billion in 2011.