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Health Insurance in the US
From 2004 to 2013, medical care items in the US has increased by 37.1%, physicians' services increased by 27.3% and hospital services increased by 73.0% as shown in the consumer price indices. As such, it is important to be protected by a health insurance cover with the escalating medical cost.
Unfortunatley, in 2013, there are 42 million or 13.4%(compares to 48 million or 15.4% in 2012) of population in the US are uninsured with health insurance as shown in the U.S. Census Bureau survey. 64.2% or 201.1 million(compares to 63.9% or 198.8 million in 2012) people is covered by private health insurance(169 million on employment-based, 34.5 million with direct-purchase), while 107.6 million(compares to 101.5 million in 2012) people is covered by government health insurance(49 millions with Medicaid, 54.1 millions with Medicare and 14.1 million with Military health care).
Note: Some people have more than one type of coverage.

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Net premiums written

Health insurance in the US includes medical expense, disability income and long-term care. Asides from private health insurance companies, the private health insurance is written by property/casualty (P/C) and life/health (L/H) insurers as well.
L/H insurers reported a $173.88 billion net premiums written on accident and health in 2013, an increase of $3.18 billion or 1.86% compares to $170.70 billion in 2012.
P/C insurers reported a $6.57 billion net premiums written on accident and health in 2013, a decrease of $1.84 billion or 21.88% compares to $8.41 billion in 2012.

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