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Small Business Loans by FDIC-insured banks
As at 30 September 2020, the total outstanding commercial and industrial loans by FDIC-insured banks stood at $2.539 trillion, a decrease of $150 million or 5.58% compares to $2.689 trillion 3 months ago(as at 30 June 2020).
The total outstanding $2.539 trillion commercial and industrial loans is made up of $2.478 trillion by commerical banks and $61.33 billion by savings institutions.
Out of the outstanding $2.539 trillion commercial and industrial loans, 27.41% is made up of small business loans(loans $1 million or less).
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Our most popular financial solution. When others say no .... National Funding says Yes!
Loans from $5,000 to $500,000
No collateral required
Easy, no obligation application
Automatic payments
There is no obligation to get started, and no need for collateral or a down payment. Receive a quick decision and get funding in as little as 24 hours.
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National Funding is a top nationwide lender and convenient resource for business loans. We offer the flexibility to create small business loans with terms that meet your specific needs as a borrower. Our high approval rates mean that we can say ‘yes’ when other lenders say no. You’ll get a dedicated Loan Specialist who has specific knowledge about your industry and will provide you one-on-one personalized service.
Financing that fits your business.
Get access to the working capital you need, with the rates and terms your business needs.
Boost Cash Flow
Business loans are a great way to boost your cash flow on both a short- and long-term basis. Short-term loans can be used to help you quickly cover unexpected expenses, while traditional term loans allow you to take on larger projects without having a negative impact on your cash flow.
Favorable Rates & Terms
If you’ve got great credit, stable revenue and a good business plan, then a business loan is a great option for you. With these credentials, it is fairly easy to be approved with favorable rates and flexible payback terms. Business loans are available in both small and large amounts.
Convenient Repayment Options
With many business loans, borrowers can have a say in the frequency and flexibility of payment deadlines. Payment frequency can be based on existing cash flow, where the installment fluctuates based on revenue. Or you can pay back larger amounts without prepayment penalties.
Simple monthly fees
Instead of interest, Kabbage charges a simple fee each month you have an outstanding balance.
Pay early and save
There are no prepayment penalties. You can save money when you pay off the entire loan balance early.
No hidden costs
You can review your payment schedule before taking a loan so there aren't any surprises.
6-, 12- and 18-month terms
When you qualify, you'll learn if your loan request qualifies for a 6-month term, 12-month term or 18-month term.
Minimum requirements
To qualify for a small business loan, your business needs to be at least a year old. You should have revenues of $50,000 annually or $4,200 per month over the last three months.
New and pre-owned equipment leases with no down payments or collateral required
Up to $150,000 in equipment leasing
New or pre-owned equipment
Wide variety of payment options
Huge potential tax savings via Section 179
Receive a quick decision and get the equipment you need.
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National Funding is a leader in the equipment financing industry. With our Lowest Payment Guarantee and no down payment requirement, we cost you less. Our dedicated Loan Specialists will work to get you a quick approval on virtually any type of equipment. They will then find the payment option that’s best for you.
Understand the financial health of a business – before you do business
Before you sign a contract with a new business partner, create a purchase order with another supplier, or ship that big customer order, make sure you know who you're doing business with. Engaging with high risk businesses could result in financial losses or operational headaches you don't want. Checking the credit history and financial well-being of a business first could save you frustration or lost dollars later.
While you're at it, keeping track of your own business credit activity and financial health is a good idea. It could mean the difference in being approved or declined for that loan you need to expand your business, or more favorable credit terms with a critical supplier.
Learn More or APPLY HERE
Equifax Business Credit Reports provide the in-depth information you need to make smart business decisions, including:
Company Profile – key firmographic information such as company name, address, and phone numbers
Credit Summary – synopsis of the business' credit accounts with banks, suppliers and service providers
Public Records – Secretary of State business registration, judgments, liens, or bankruptcies reported for the business
Risk Scores – Equifax Business Credit Risk ScoreTM and Equifax Business Failure ScoreTM
Payment Trend and Payment Index – a 12-month payment trend and comparison to the industry norm
Additional Company Information – alternate business names, owner and guarantor names, and business and credit grantor comments
Equifax Business Risk Scores can help you identify potential risk of late payments and business failure:
Business Credit Risk Score predicts the likelihood of a business incurring a 90 days severe delinquency or charge-off over the next 12 months. The score ranges from 1000 - 1610 with a higher score indicating higher risk.
Business Failure Score predicts the likelihood of a business failing through either formal or informal bankruptcy over the next 12 months. The score ranges from 101 - 992 with a higher score indicating higher risk.
Small Business Loans by FDIC-insured banks - Quarterly 2020
As at 31 March 2020, the total outstanding commercial and industrial loans by FDIC-insured banks stood at $2.543 trillion, an increase of $340 million or 15.43% compares to $2.203 trillion 3 months ago(as at 31 December 2019).
The total outstanding $2.543 trillion commercial and industrial loans is made up of $2.499 trillion by commerical banks and $43.58 billion by savings institutions.
Out of the outstanding $2.543 trillion commercial and industrial loans, 19.81% is made up of small business loans(loans $1 million or less).
As at 31 March 2020, there are 22.32 million outstanding small business loans worth $503.86 billion, a decrease of $22.70 billion or 4.31% compares to 24.18 million loans worth $526.56 billion in the same period a year ago.
The total $503.86 billion outstanding small business loans is made up of 21.34 million loans worth $484.58 billion by commerical banks and 982,244 loans worth $19.28 billion by savings institutions.
As at 30 June 2020, the total outstanding commercial and industrial loans by FDIC-insured banks stood at $2.689 trillion, an increase of $146 million or 5.74% compares to $2.543 trillion 3 months ago(as at 31 March 2020).
The total outstanding $2.689 trillion commercial and industrial loans is made up of $2.628 trillion by commerical banks and $60.79 billion by savings institutions.
Out of the outstanding $2.689 trillion commercial and industrial loans, 33.30% is made up of small business loans(loans $1 million or less).
As at 30 June 2020, there are 27.08 million outstanding small business loans worth $895.45 billion, an increase of $250.94 billion or 38.94% compares to 23.44 million loans worth $644.51 billion in the same period a year ago.
The total $895.45 billion outstanding small business loans is made up of 25.84 million loans worth $848.16 billion by commerical banks and 1.24 millions loans worth $47.29 billion by savings institutions.
As at 30 September 2020, there are 24.66 million outstanding small business loans worth $695.97 billion, an increase of $185.29 billion or 36.28% compares to 22.29 million loans worth $510.68 billion in the same period a year ago.
The total $695.97 billion outstanding small business loans is made up of 23.61 million loans worth $669.84 billion by commerical banks and 1.05 millions loans worth $26.13 billion by savings institutions.
Small Business Loans by FDIC-insured banks 2013-2019
As at 31 December 2019, the total outstanding commercial and industrial loans by FDIC-insured banks stood at $2.203 trillion, an increase of $38 billion or 1.76% compares to $2.165 trillion in the same period in year 2018.
The total outstanding $2.203 trillion commercial and industrial loans is made up of $2.160 trillion by commerical banks and $43.25 billion by savings institutions.
Out of the outstanding $2.203 trillion commercial and industrial loans, 29.28% is made up of small business loans(loans $1 million or less).
As at 31 December 2019, there are 23.59 million outstanding small business loans worth $645.02 billion, an increase of $10.05 billion or 1.58% compares to $634.97 billion in the same period in year 2018.
The total $645.02 billion outstanding small business loans is made up of 22.43 million loans worth $610.12 billion by commerical banks and 1.16 million loans worth $34.90 billion by savings institutions.
As at 31 December 2018, the total outstanding commercial and industrial loans by FDIC-insured banks stood at $2.165 trillion, an increase of $157 billion or 7.82% compares to $2.008 trillion in the same period in year 2017.
The total outstanding $2.165 trillion commercial and industrial loans is made up of $2.115 trillion by commerical banks and $50.07 billion by savings institutions.
Out of the outstanding $2.165 trillion commercial and industrial loans, 29.33% is made up of small business loans(loans $1 million or less).
As at 31 December 2018, there are 25.72 million outstanding small business loans worth $634.97 billion, an increase of $11.94 billion or 1.92% compares to $623.03 billion in the same period in year 2017.
The total $634.97 billion outstanding small business loans is made up of 24.59 million loans worth $598.38 billion by commerical banks and 1.14 million loans worth $36.59 billion by savings institutions.
As at 31 December 2017, the total outstanding commercial and industrial loans by FDIC-insured banks stood at $2.008 trillion, an increase of $76 billion or 3.93% compares to $1.932 trillion in the same period in year 2016.
The total outstanding $2.008 trillion commercial and industrial loans is made up of $1.937 trillion by commerical banks and $71.43 billion by savings institutions.
Out of the outstanding $2.008 trillion commercial and industrial loans, 30.95% is made up of small business loans(loans $1 million or less).
As at 31 December 2017, there are 25.97 million outstanding small business loans worth $623.00 billion, an increase of $8.64 billion or 1.41% compares to $614.36 billion in the same period in year 2016.
The total $623.00 billion outstanding small business loans is made up of 21.63 million loans worth $561.28 billion by commerical banks and 4.34 million loans worth $61.72 billion by savings institutions.
As at 31 December 2016, the total outstanding commercial and industrial loans by FDIC-insured banks stood at $1.932 trillion, an increase of $95 billion or 5.17% compares to $1.837 trillion in the same period in year 2015.
The total outstanding $1.932 trillion commercial and industrial loans is made up of $1.865 trillion by commerical banks and $66.93 billion by savings institutions.
Out of the outstanding $1.932 trillion commercial and industrial loans, 31.80% is made up of small business loans(loans $1 million or less).
As at 31 December 2016, there are 26.28 million outstanding small business loans worth $614.36 billion, an increase of $8.74 billion or 1.44% compares to $605.66 billion in the same period in year 2015.
The total $614.36 billion outstanding small business loans is made up of 22.08 million loans worth $555.99 billion by commerical banks and 4.20 million loans worth $58.38 billion by savings institutions.
As at 31 December 2015, the total outstanding commercial and industrial loans by FDIC-insured banks stood at $1.837 trillion, an increase of $122 billion or 7.11% compares to $1.715 trillion in the same period in year 2014.
The total outstanding $1.837 trillion commercial and industrial loans is made up of $1.774 trillion by commerical banks and $62.89 billion by savings institutions.
Out of the outstanding $1.837 trillion commercial and industrial loans, 32.97% is made up of small business loans(loans $1 million or less).
As at 31 December 2015, there are 24.66 million outstanding small business loans worth $605.66 billion, an increase of $12.21 billion or 2.06% compares to $593.45 billion in the same period in year 2014.
The total $605.66 billion outstanding small business loans is made up of 19.60 million loans worth $548.38 billion by commerical banks and 5.05 million loans worth $57.28 billion by savings institutions.
As at 31 December 2014, the total outstanding commercial and industrial loans by FDIC-insured banks stood at $1.715 trillion, an increase of $148 billion or 9.44% compares to $1.567 trillion in the same period in year 2013.
The total outstanding $1.715 trillion commercial and industrial loans is made up of $1.651 trillion by commerical banks and $64.17 billion by savings institutions.
Out of the outstanding $1.715 trillion commercial and industrial loans, 34.60% is made up of small business loans(loans $1 million or less).
As at 31 December 2014, there are 23.85 million outstanding small business loans worth $593.45 billion, an increase of $11.59 billion or 1.99% compares to $581.86 billion in the same period in year 2013.
The total $593.45 billion outstanding small business loans is made up of 18.85 million loans worth $534.90 billion by commerical banks and 5.00 million loans worth $58.55 billion by savings institutions.
Small Business Loans by FDIC-insured banks - Quarterly 2019
As at 31 March 2019, the total outstanding commercial and industrial loans by FDIC-insured banks stood at $2.204 trillion, an increase of $39 billion or 1.80% compares to $2.165 trillion 3 months ago(as at 31 December 2018).
The total outstanding $2.204 trillion commercial and industrial loans is made up of $2.159 trillion by commerical banks and $44.64 billion by savings institutions.
Out of the outstanding $2.204 trillion commercial and industrial loans, 23.91% is made up of small business loans(loans $1 million or less).
As at 31 March 2019, there are 24.18 million outstanding small business loans worth $526.56 billion, an increase of $9.43 billion or 1.82% compares to 24.97 million loans worth $517.13 billion in the same period a year ago.
The total $526.56 billion outstanding small business loans is made up of 23.18 million loans worth $501.28 billion by commerical banks and 1.01 million loans worth $25.29 billion by savings institutions.
As at 30 June 2019, the total outstanding commercial and industrial loans by FDIC-insured banks stood at $2.216 trillion, an increase of $12 billion or 0.54% compares to $2.204 trillion 3 months ago(as at 31 March 2019).
The total outstanding $2.216 trillion commercial and industrial loans is made up of $2.170 trillion by commerical banks and $45.41 billion by savings institutions.
Out of the outstanding $2.216 trillion commercial and industrial loans, 29.08% is made up of small business loans(loans $1 million or less).
As at 30 June 2019, there are 23.44 million outstanding small business loans worth $644.51 billion, an increase of $117.94 billion or 22.40% compares to 24.18 million loans worth $526.57 billion in the same period a year ago.
The total $644.51 billion outstanding small business loans is made up of 22.30 million loans worth $608.19 billion by commerical banks and 1.14 million loans worth $36.32 billion by savings institutions.
As at 30 September 2019, the total outstanding commercial and industrial loans by FDIC-insured banks stood at $2.217 trillion, an increase of $1 million or 0.05% compares to $2.216 trillion 3 months ago(as at 30 June 2019).
The total outstanding $2.217 trillion commercial and industrial loans is made up of $2.173 trillion by commerical banks and $43.92 billion by savings institutions.
Out of the outstanding $2.217 trillion commercial and industrial loans, 23.03% is made up of small business loans(loans $1 million or less).
As at 30 September 2019, there are 22.29 million outstanding small business loans worth $510.68 billion, a decrease of $9.84 billion or 1.89% compares to 24.35 million loans worth $520.52 billion in the same period a year ago.
The total $510.68 billion outstanding small business loans is made up of 21.29 million loans worth $488.39 billion by commerical banks and 997,608 loans worth $22.29 billion by savings institutions.
As at 31 December 2019, the total outstanding commercial and industrial loans by FDIC-insured banks stood at $2.203 trillion, a decrease of $14 million or 0.63% compares to $2.217 trillion 3 months ago(as at 30 September 2019).
The total outstanding $2.203 trillion commercial and industrial loans is made up of $2.160 trillion by commerical banks and $43.25 billion by savings institutions.
Out of the outstanding $2.203 trillion commercial and industrial loans, 29.28% is made up of small business loans(loans $1 million or less).
As at 31 December 2019, there are 23.59 million outstanding small business loans worth $645.02 billion, an increase of $10.05 billion or 1.58% compares to 25.72 million loans worth $634.97 billion in the same period a year ago.
The total $645.02 billion outstanding small business loans is made up of 22.43 million loans worth $610.12 billion by commerical banks and 1.16 million loans worth $34.90 billion by savings institutions.
Small Business Loans by FDIC-insured banks - Quarterly 2018
As at 31 March 2018, the total outstanding commercial and industrial loans by FDIC-insured banks stood at $2.047 trillion, an increase of $39 billion or 1.94% compares to $2.008 trillion 3 months ago(as at 31 December 2017).
The total outstanding $2.047 trillion commercial and industrial loans is made up of $1.975 trillion by commerical banks and $71.57 billion by savings institutions.
Out of the outstanding $2.047 trillion commercial and industrial loans, 25.26% is made up of small business loans(loans $1 million or less).
As at 31 March 2018, there are 24.97 million outstanding small business loans worth $517.13 billion, a decrease of $0.38 billion or 0.07% compares to 25.63 million loans worth $517.51 billion in the same period a year ago.
The total $517.13 billion outstanding small business loans is made up of 20.73 million loans worth $466.36 billion by commerical banks and 4.24 million loans worth $50.77 billion by savings institutions.
As at 30 June 2018, the total outstanding commercial and industrial loans by FDIC-insured banks stood at $2.072 trillion, an increase of $25 billion or 1.22% compares to $2.047 trillion 3 months ago(as at 31 March 2018).
The total outstanding $2.072 trillion commercial and industrial loans is made up of $2.024 trillion by commerical banks and $47.62 billion by savings institutions.
Out of the outstanding $2.072 trillion commercial and industrial loans, 30.52% is made up of small business loans(loans $1 million or less).
As at 30 June 2018, there are 26.00 million outstanding small business loans worth $632.54 billion, an increase of $13.83 billion or 2.24% compares to 26.42 million loans worth $618.71 billion in the same period a year ago.
The total $632.54 billion outstanding small business loans is made up of 24.83 million loans worth $595.93 billion by commerical banks and 1.18 million loans worth $36.61 billion by savings institutions.
As at 30 September 2018, the total outstanding commercial and industrial loans by FDIC-insured banks stood at $2.084 trillion, an increase of $12 billion or 0.58% compares to $2.072 trillion 3 months ago(as at 30 June 2018).
The total outstanding $2.084 trillion commercial and industrial loans is made up of $2.035 trillion by commerical banks and $48.65 billion by savings institutions.
Out of the outstanding $2.084 trillion commercial and industrial loans, 24.98% is made up of small business loans(loans $1 million or less).
As at 30 September 2018, there are 24.35 million outstanding small business loans worth $520.52 billion, a decrease of $8.02 billion or 1.56% compares to 24.71 million loans worth $512.50 billion in the same period a year ago.
The total $520.50 billion outstanding small business loans is made up of 23.30 million loans worth $494.76 billion by commerical banks and 1.05 million loans worth $25.74 billion by savings institutions.
As at 31 December 2018, the total outstanding commercial and industrial loans by FDIC-insured banks stood at $2.165 trillion, an increase of $81 billion or 3.89% compares to $2.084 trillion 3 months ago(as at 30 September 2018).
The total outstanding $2.165 trillion commercial and industrial loans is made up of $2.115 trillion by commerical banks and $50.07 billion by savings institutions.
Out of the outstanding $2.165 trillion commercial and industrial loans, 29.33% is made up of small business loans(loans $1 million or less).
As at 31 December 2018, there are 25.72 million outstanding small business loans worth $634.97 billion, an increase of $11.94 billion or 1.92% compares to 25.97 million loans worth $623.03 billion in the same period a year ago.
The total $634.95 billion outstanding small business loans is made up of 24.59 million loans worth $598.38 billion by commerical banks and 1.14 million loans worth $36.59 billion by savings institutions.
Small Business Loans by FDIC-insured banks - Quarterly 2017
As at 31 March 2017, the total outstanding commercial and industrial loans by FDIC-insured banks stood at $1.957 trillion, an increase of $25 billion or 1.29% compares to $1.932 trillion 3 months ago(as at 31 December 2016).
The total outstanding $1.957 trillion commercial and industrial loans is made up of $1.890 trillion by commerical banks and $66.89 billion by savings institutions.
Out of the outstanding $1.957 trillion commercial and industrial loans, 26.44% is made up of small business loans(loans $1 million or less).
As at 31 March 2017, there are 25.63 million outstanding small business loans worth $517.48 billion, a decrease of $91.60 billion or 15.04% compares to 25.09 million loans worth $609.08 billion in the same period a year ago.
The total $517.48 billion outstanding small business loans is made up of 21.46 million loans worth $468.85 billion by commerical banks and 4.17 million loans worth $48.63 billion by savings institutions.
As at 30 June 2017, the total outstanding commercial and industrial loans by FDIC-insured banks stood at $1.978 trillion, an increase of $21 billion or 1.07% compares to $1.957 trillion 3 months ago(as at 31 March 2017).
The total outstanding $1.978 trillion commercial and industrial loans is made up of $1.908 trillion by commerical banks and $70.03 billion by savings institutions.
Out of the outstanding $1.978 trillion commercial and industrial loans, 31.28% is made up of small business loans(loans $1 million or less).
As at 30 June 2017, there are 26.42 million outstanding small business loans worth $618.68 billion, an increase of $5.36 billion or 0.87% compares to 26.06 million loans worth $613.32 billion in the same period a year ago.
The total $618.68 billion outstanding small business loans is made up of 22.10 million loans worth $558.57 billion by commerical banks and 4.32 million loans worth $60.11 billion by savings institutions.
As at 30 September 2017, the total outstanding commercial and industrial loans by FDIC-insured banks stood at $1.984 trillion, an increase of $6 billion or 0.30% compares to $1.978 trillion 3 months ago(as at 30 June 2017).
The total outstanding $1.984 trillion commercial and industrial loans is made up of $1.913 trillion by commerical banks and $70.81 billion by savings institutions.
Out of the outstanding $1.984 trillion commercial and industrial loans, 25.76% is made up of small business loans(loans $1 million or less).
As at 30 September 2017, there are 24.71 million outstanding small business loans worth $512.46 billion, a decrease of $99.63 billion or 16.28% compares to 26.07 million loans worth $612.09 billion in the same period a year ago.
The total $512.46 billion outstanding small business loans is made up of 20.47 million loans worth $462.46 billion by commerical banks and 4.24 million loans worth $50.00 billion by savings institutions.
As at 31 December 2017, the total outstanding commercial and industrial loans by FDIC-insured banks stood at $2.008 trillion, an increase of $24 billion or 1.21% compares to $1.984 trillion 3 months ago(as at 30 September 2017).
The total outstanding $2.008 trillion commercial and industrial loans is made up of $1.937 trillion by commerical banks and $71.43 billion by savings institutions.
Out of the outstanding $2.008 trillion commercial and industrial loans, 31.03% is made up of small business loans(loans $1 million or less).
As at 31 December 2017, there are 25.97 million outstanding small business loans worth $623.00 billion, an increase of $8.64 billion or 1.41% compares to 26.28 million loans worth $614.36 billion in the same period a year ago.
The total $623.00 billion outstanding small business loans is made up of 21.63 million loans worth $561.28 billion by commerical banks and 4.34 million loans worth $61.72 billion by savings institutions.
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